Terms of Service

Last Updated: May 2026

1. Acceptance of Terms

By creating an account, depositing funds, or otherwise using YieldFi's platform and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you must not use our services.

2. Eligibility

You must be at least 18 years old and legally permitted to engage in cryptocurrency transactions in your jurisdiction to use YieldFi. By using our platform, you represent and warrant that you meet these requirements. YieldFi reserves the right to verify your identity and restrict access from prohibited jurisdictions.

3. Account Responsibilities

You are solely responsible for maintaining the confidentiality of your login credentials and for all activities under your account. You must promptly notify us of any unauthorized access or security breaches. YieldFi will not be liable for losses resulting from your failure to secure your account.

4. Deposits & Withdrawals

• All deposits are subject to blockchain network confirmations and may take varying times to reflect in your dashboard.
• Withdrawal requests are processed within 1–24 hours, subject to compliance reviews, network conditions, and liquidity availability.
• You are responsible for providing accurate destination addresses. YieldFi is not liable for funds sent to incorrect or unsupported addresses.
• Minimum deposit/withdrawal limits may apply and are subject to change without prior notice.

5. Yield Generation & Risk Disclosure

Yield is generated through institutional lending, staking, and carefully managed DeFi strategies. Yield rates are variable and not guaranteed. Cryptocurrency markets are highly volatile, and past performance does not guarantee future results. You acknowledge and accept the inherent risks associated with digital assets, including but not limited to market fluctuations, network congestion, smart contract vulnerabilities, and regulatory changes.

6. Prohibited Activities

You agree not to use YieldFi to:

• Violate any applicable laws, regulations, or sanctions
• Engage in money laundering, terrorist financing, or fraudulent activities
• Manipulate markets, exploit platform vulnerabilities, or disrupt service operations
• Transfer accounts or login credentials to third parties

7. Limitation of Liability

To the maximum extent permitted by law, YieldFi and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or crypto assets, arising from your use of the platform, market volatility, or third-party service interruptions. Our total liability shall not exceed the amount of fees paid by you in the 12 months preceding the claim.

8. Account Suspension & Termination

We reserve the right to suspend or terminate your account immediately if we suspect violations of these Terms, unauthorized activity, regulatory non-compliance, or if required by law. You may close your account at any time by withdrawing all funds and submitting a closure request.

9. Governing Law & Dispute Resolution

These Terms shall be governed by the laws of [Your Jurisdiction/State/Country], without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in accordance with applicable commercial arbitration rules.

10. Changes to Terms

We may update these Terms periodically to reflect legal, operational, or product changes. Material changes will be communicated via email or dashboard notification. Continued use of the platform after updates constitutes acceptance of the revised Terms.

11. Contact

For questions regarding these Terms of Service, please contact:
Legal Department: legal@yieldfi.com
Support: support@yieldfi.com